Changing people’s lives is what gets Howard going. It’s not about the money; it’s about the moments that raise hairs on the back of your neck, when you realise that someone’s direction in life has taken a fundamental shift as a result of the planning you’ve just done. That’s what drives Howard in his practise of Lifestyle Financial Planning.

After bullying his way on to the earliest academy scheme at SJP and then few years practising financial advice, he set off down the rabbit hole of cash flow planning and discovered the new world of Lifestyle Financial Planning. Fast forward a decade and his practice, Brightside Planning, caters mostly for those approaching big transition events in life such as ‘retirement’, career change and business sales. His methods, a various collection of those adopted from peers over the years, focus on clients’ financial philosophy and their personal interpretation of True Wealth.